Data

Text	duration	start	ents	sentiment
for three long hours	4.38	Jump to 199.92	TIME three long hours
101 their Banks grew too fast they	4.26	Jump to 204.3	CARDINAL 101 PERSON Banks
in 2015 Silicon Valley Bank CEO Greg	6.479	Jump to 232.98	DATE 2015 ORG Silicon Valley Bank PERSON Greg
benefit three years later Signature Bank	5.481	Jump to 257.579	DATE three years later ORG Signature Bank
one day past 50 billion dollars will be	4.68	Jump to 270.6	DATE one day
in this hearing two days ago they should	5.4	Jump to 305.22	DATE two days ago
started in 2019 right after the Trump	5.1	Jump to 320.34	DATE 2019 ORG Trump
miss at least two or three planes a year	4.021	Jump to 382.319	CARDINAL at least two
we have successful banks no one	3.6	Jump to 490.02
and put their customers first we must	4.56	Jump to 515.82
just false we can point to S 2155 all	6.62	Jump to 607.32	EVENT S 2155
opportunity to view the sixth alphabet	8.28	Jump to 640.44	ORDINAL sixth
to two of the largest bank failures in	3.959	Jump to 747.06	CARDINAL two
were caused by three things	4.44	Jump to 751.019	CARDINAL three
Tuesday the one thing we walk away with	6.659	Jump to 784.74	DATE Tuesday CARDINAL one
is that for 20 years they had the same	6.301	Jump to 791.399	DATE 20 years
that had over 80 percent	6.3	Jump to 797.7	PERCENT over 80 percent
two decades the deposits were uninsured	6.2	Jump to 804	DATE two decades
over 80 percent that is not	4.261	Jump to 807.959	PERCENT over 80 percent
been going off since the first quarter	5.34	Jump to 820.38	DATE the first quarter
of 2022.	6.68	Jump to 822.899	DATE 2022
that's a long time before March 9th of	7.619	Jump to 825.72	DATE March 9th
2023 and then your reports	5.801	Jump to 829.579	DATE 2023
first quarter of 2022.	4.38	Jump to 837.66	DATE first quarter of 2022
you spend five minutes answering	3.72	Jump to 878.04	TIME five minutes
questions from each one of us	3.661	Jump to 880.079
those five minutes and then you go back	4.56	Jump to 883.74	TIME those five minutes
and you hold no one accountable even	4.38	Jump to 888.3
that were going to come out on May 1st	3.659	Jump to 919.62	DATE May 1st
and what it would find the one thing	3.66	Jump to 921.06	CARDINAL one
and S 2155 and I I read through the	4.68	Jump to 941.399	EVENT S 2155
no one takes responsibility and we take	5.14	Jump to 988.16
three of you from you've been here many	3.36	Jump to 1114.08	CARDINAL three
Reserve over the last six months	5.64	Jump to 1207.32	DATE the last six months
there are four key takeaways from the	3.36	Jump to 1236.059	CARDINAL four
first svb's board of directors and	4.681	Jump to 1239.419	ORDINAL first
second Federal Reserve supervisors did	4.681	Jump to 1245.299	ORDINAL second ORG Federal Reserve
third when supervisors did identify	4.98	Jump to 1254.96	ORDINAL third
fourth the board's tailoring approach	4.86	Jump to 1265.28	ORDINAL fourth
the four key takeaways show failures by	5.46	Jump to 1276.98	CARDINAL four
early reports from first quarter 2023	6.179	Jump to 1414.62	DATE first quarter 2023
indicate that first quarter aggregate	5.101	Jump to 1418.299	DATE first quarter
compared to the fourth quarter of last	5.2	Jump to 1423.4	DATE the fourth quarter of last
first quarter of this year as part of	5.28	Jump to 1496.22	DATE first quarter of this year
of about 2012 12.5 basis points	6.421	Jump to 1530.299	CARDINAL about 2012 CARDINAL 12.5
of December 31 2022	5.76	Jump to 1543.14	DATE December 31 2022
assets under five billion dollars would	6.36	Jump to 1552.26	MONEY five billion dollars
on May 1st the California Department of	4.82	Jump to 1558.62	DATE May 1st ORG the California Department of
appointed the fdic's receiver for First	4.66	Jump to 1563.44	ORG fdic ORDINAL First
First Republic concurrently with its	5.1	Jump to 1570.62	GPE First Republic
First Republic	4.079	Jump to 1585.98	GPE First Republic
First Republic will cost the deposit	6.48	Jump to 1590.059	GPE First Republic
Insurance Fund about 13 billion dollars	7.26	Jump to 1592.46	MONEY about 13 billion dollars
the FDIC recently released two reports	6.12	Jump to 1596.539	ORG FDIC CARDINAL two
with assets of 100 billion dollars or	6.18	Jump to 1657.2	MONEY 100 billion dollars
worth ratio Rose to 10.75 percent	7.261	Jump to 1731.059	PERCENT 10.75 percent
significantly nine out of every ten	5.64	Jump to 1735.2	CARDINAL nine CARDINAL ten
fund's equity ratio is three basis	4.201	Jump to 1753.799	CARDINAL three
including at several Billion Dollar Plus	5.319	Jump to 1775.24	MONEY several Billion Dollar Plus
last December more than 3 000 Credit	5.399	Jump to 1811.88	DATE last December CARDINAL more than 3 000 ORG Credit
Unions each with less than 250 million	6.181	Jump to 1814.399	MONEY less than 250 million
almost 10 billion dollars with risks	5.1	Jump to 1823.22	MONEY almost 10 billion dollars
authority over third-party vendors I	4.861	Jump to 1871.159	ORDINAL third
has two requests first we ask Congress	5.219	Jump to 1892.94	CARDINAL two ORG Congress
provided by the FDIC and second because	6	Jump to 1902.12	ORG FDIC ORDINAL second
none of the four large banks that failed	3.981	Jump to 2024.279	CARDINAL four
over the past two years I have	4.02	Jump to 2054.76	DATE the past two years
comptroller and 20 years of experience	3.42	Jump to 2083.919	DATE 20 years
first supervisors need support to act in	6.48	Jump to 2092.26	ORDINAL first
second regulations regarding the	4.56	Jump to 2125.26	ORDINAL second
third deposit insurance coverage should	5.46	Jump to 2151.119	ORDINAL third
on Sunday March 12 2023 signature failed	7.139	Jump to 2254.98	DATE Sunday March 12 2023
deposits on Friday March 10th	4.381	Jump to 2262.119	DATE Friday March 10th
March 8th and then the failure of	4.439	Jump to 2268.42	DATE March 8th
Silicon Valley Bank on March 10th	4.68	Jump to 2270.52	ORG Silicon Valley Bank DATE March 10th
of Sunday March 12th DFS took possession	5.76	Jump to 2283.96	DATE Sunday March 12th
before its failure on March 12th	3.901	Jump to 2291.579	DATE March 12th
beginning with the 2018 report of	4.2	Jump to 2297.82	DATE 2018
on Friday March 10th signature	5.22	Jump to 2331.72	DATE Friday March 10th
experienced a runoff of 18.6 billion in	6.36	Jump to 2333.82	CARDINAL 18.6 billion
the bank's deposit Base by 20 percent	5.28	Jump to 2340.18	PERCENT 20 percent
DFS had one objective that weekend to	5.699	Jump to 2367.42	CARDINAL one
three paths were identified for the bank	4.68	Jump to 2375.04	CARDINAL three
the first was to find a way for	3.54	Jump to 2379.72	ORDINAL first
the second was to find a purchaser for	4.98	Jump to 2387.22	ORDINAL second
third DFS and the FDIC worked in	5.22	Jump to 2392.2	ORG FDIC
had 4.27 billion of certain liquidity	5.1	Jump to 2428.44	MONEY 4.27 billion
known withdrawals ranging between 7.4	6.059	Jump to 2433.54	CARDINAL 7.4
and 7.9 billion dollars	4.5	Jump to 2436.839	MONEY 7.9 billion dollars
since December of 2021. building on over	6.541	Jump to 2500.619	DATE December of 2021
a hundred years of State regulation the	5.16	Jump to 2504.04	DATE a hundred years
2020 to strengthen California's	5.82	Jump to 2509.2	DATE 2020 GPE California
Regulators supervise almost 80 percent	5.94	Jump to 2550.78	PERCENT almost 80 percent
More Than 3 800 Banks and 8.5 trillion	8.52	Jump to 2556.72	CARDINAL More Than 3 800 CARDINAL 8.5 trillion
two-thirds of agricultural lending and	5.82	Jump to 2565.24	CARDINAL two-thirds
supervises 99 State chartered banks with	6.76	Jump to 2583.319	CARDINAL 99 ORG State
an average asset size of approximately 4	6.24	Jump to 2587.14	CARDINAL approximately 4
billion nearly under 1 billion in assets	7.02	Jump to 2590.079
and nine of our banks are over 10	7.459	Jump to 2593.38	CARDINAL nine
billion the department also supervises	7.74	Jump to 2597.099
113 Credit Unions with an average assets	7.721	Jump to 2600.839	CARDINAL 113 ORG Credit Unions
size of 1.4 billion	6.78	Jump to 2604.839	CARDINAL 1.4 billion
for nearly 40 years Silicon Valley Bank	5.94	Jump to 2608.56	DATE nearly 40 years ORG Silicon Valley Bank
on March 8th the bank announced a loss	6.679	Jump to 2622.42	DATE March 8th
of 1.8 billion and a capital raise	6.121	Jump to 2625.359	CARDINAL 1.8 billion
withdrawals of 42 billion dollars or	5.359	Jump to 2631.48	MONEY 42 billion dollars
approximately 25 percent of total	7.021	Jump to 2634.359	PERCENT approximately 25 percent
deposits over a 24 hour period causing	8.441	Jump to 2636.839	TIME 24 hour
end of March 9th the bank had a negative	5.42	Jump to 2645.28	DATE March 9th
958 million we determined the bank was	7.899	Jump to 2650.7	CARDINAL 958 million
insolvent on March 10th dfpi took	5.701	Jump to 2654.819	DATE March 10th
beginning in 2021 and interest rate	8.281	Jump to 2692.619	DATE 2021
risks beginning in 2022 though it is	7.44	Jump to 2696.7	DATE 2022
First Republic Bank highlight the need	5.64	Jump to 2717.28	ORG First Republic Bank
but most of them not there were 31	4.2	Jump to 2816.04	CARDINAL 31
um this goes to all six of you will you	4.381	Jump to 2831.339	CARDINAL six
one actually fits I pushed his employees	5.7	Jump to 2861.52
and with the two Executives from uh from	4.681	Jump to 2902.859	CARDINAL two
transition periods allow a 200 billion	5.219	Jump to 2944.38	MONEY 200 billion
a 50 billion dollar Bank uh this these	4.5	Jump to 2949.599	MONEY 50 billion dollar
um over the last three years because of	4.74	Jump to 2975.28	DATE the last three years
to put that rule in place in 2019 and	4.561	Jump to 2987.819	DATE 2019
he did he was vice chair first he led on	5.04	Jump to 2992.38	ORDINAL first
Silicon Valley Bank was the first bank	7.439	Jump to 3036.18	ORG Silicon Valley Bank ORDINAL first
first I took a much longer time	8.7	Jump to 3050.52
and aggressive growth as we know ninety	4.441	Jump to 3115.559
concentrations I think that's one of the	4.26	Jump to 3148.2	CARDINAL one
May 18th 2023 times 10 22 and I've not	6.119	Jump to 3189	DATE May 18th 2023 CARDINAL 10 22
left in December 21 Mister bar you	6.239	Jump to 3214.38	DATE December 21
started in July of 2022	4.56	Jump to 3218.22	DATE July
manifest itself in 2021 which means it	5.439	Jump to 3225.14	DATE 2021
one of the	3.42	Jump to 3246	CARDINAL one
able to issue 31 supervisory findings	6.959	Jump to 3320.4	CARDINAL 31
yet one of your first actions as Vice	4.439	Jump to 3343.38	CARDINAL one ORDINAL first
first speech is vice chair you	4.139	Jump to 3350.7	ORDINAL first
svb March 9th you're giving a speech	6	Jump to 3371.88	DATE March 9th
330 million of them depend on us just uh	5.52	Jump to 3407.94	CARDINAL 330 million
thank you Senator Scott first of all let	5.64	Jump to 3490.8	PERSON Scott
but in that provision section 10 of the	6.06	Jump to 3559.799	CARDINAL 10
there's only one exception of the bank	4.321	Jump to 3576.059	CARDINAL only one
section 10 you know on the one hand I	4.581	Jump to 3597.059	LAW section 10
hard questions I think one of the things	3.66	Jump to 3617.22
the actions taken so for example One	5.48	Jump to 3713.4
yes Senator let me uh ask one other	6.06	Jump to 3747.48	CARDINAL one
Federal Reserve Act you know a third of	4.921	Jump to 3790.799	ORG Federal Reserve
this was in November of 2022	6.061	Jump to 3859.859	DATE November of 2022
um you know one of the findings of the	4.439	Jump to 3935.88
actually had about 15 percent in the	5.279	Jump to 3953.28	PERCENT about 15 percent
ratio for their tier one capital on hand	3.78	Jump to 3956.339	CARDINAL one
insolvent and one of the reasons for the	5.88	Jump to 3986.76	CARDINAL one
at one point their their Capital was up	4.8	Jump to 4021.319	CARDINAL one ORG Capital
svb CEO claimed that as of early 2023	6.361	Jump to 4035.299	DATE early 2023
all but one supervisory finding was	4.48	Jump to 4038.44	CARDINAL one
was this interest rate risk one of those	4.5	Jump to 4046.339
the institution failed they had 31	5.76	Jump to 4053.599	CARDINAL 31
at the bank it was rated deficient one	5.52	Jump to 4068.42	CARDINAL one
they still had 31 supervisory findings	5.099	Jump to 4073.94	CARDINAL 31
executives with one exception and that	5.701	Jump to 4096.199	CARDINAL one
recruitment is limited to a two-year	4	Jump to 4141.52	DATE two-year
is more than 10 years	3.9	Jump to 4353.96	DATE more than 10 years
so Mr Parr if the 2016 proposed rule on	5.701	Jump to 4362.659	PERSON Mr Parr DATE 2016
Section 956 had been implemented would	4.321	Jump to 4365.659
since it's already 10 years overdue	5.159	Jump to 4389.54	DATE 10 years
risk management in 2018	4.761	Jump to 4447.199	DATE 2018
culture one of the first things I did	4.56	Jump to 4507.86	ORDINAL first
Barr and you know one of one of my	5.58	Jump to 4611.3	PERSON Barr CARDINAL one
one of the things we've seen is the San	6	Jump to 4634.219	CARDINAL one
one thing you're fundamentally not as	3.12	Jump to 4646.34	CARDINAL one
they were graded a deficient one so the	5.341	Jump to 4797.659
where if we're focused on one thing	2.82	Jump to 4821	CARDINAL one
I'll say this a third time actually we	5.76	Jump to 4895.52	ORDINAL third
only two people that slept well were	4.56	Jump to 4923.179	CARDINAL only two
it's on the third page in my copy anyway	4.2	Jump to 4980.36	ORDINAL third
finally the fourth key takeaway is the	3.361	Jump to 4982.699	ORDINAL fourth
heightened standards beginning in 2019	3.96	Jump to 5008.62	DATE 2019
2155 which is the other name for the	3.96	Jump to 5048.94	DATE 2155
correctly as 2155 talks about as I	6.18	Jump to 5096.76	DATE 2155
to fit the risk I think when 24 2155 was	6.06	Jump to 5124.3	CARDINAL 24 2155
committed to doing that so one of my	3.361	Jump to 5160.179
main concerns and it was one of the	3.179	Jump to 5161.98
just pointed out that they had 31 of	3.119	Jump to 5195.04	CARDINAL 31
in 2008 I stood up here along with brown	5.34	Jump to 5210.94	DATE 2008
bleed down okay uh Marty just one last	4.62	Jump to 5251.98	PERSON Marty CARDINAL one
place we do share two concerns one did	5.34	Jump to 5292.54	CARDINAL two
and two managers did the wrong thing	7.08	Jump to 5297.88	CARDINAL two
the first Reckless act that was like a	6.301	Jump to 5312.639	ORDINAL first
with the first Reckless act everybody on	5.58	Jump to 5320.92	ORDINAL first
one other thing I want to I want to ask	3.42	Jump to 5440.38	CARDINAL one
the assets that sail of First Republic	3.96	Jump to 5448	GPE First Republic
that really gives us one factor to	5.281	Jump to 5482.679	CARDINAL one
first Republican so does the OCC have	5.34	Jump to 5494.26	ORDINAL first NORP Republican ORG OCC
say in the course of an eight or nine or	4.44	Jump to 5586.96	CARDINAL eight or nine
ten hour day 40 50 hour a week with	4.861	Jump to 5588.699	TIME ten hour day 40 TIME 50 hour
bought you both are all three of you	3.54	Jump to 5601.9	CARDINAL three
in the case of svb 42 billion dollars in	4.86	Jump to 5647.26	MONEY 42 billion dollars
six hours	3.24	Jump to 5650.62	TIME six hours
saw that was the equivalent of 25 cents	2.88	Jump to 5657.58	MONEY 25 cents
but one that's not gotten a lot of	2.7	Jump to 5724.12
know I think back in the 2008 crisis	6.48	Jump to 5730.6	DATE 2008
pointed out 42 billion dollars in a few	4.739	Jump to 5791.92	MONEY 42 billion dollars
hours another 100 billion lined up the	5.281	Jump to 5794.199
next day so in less than 24 hours you	4.801	Jump to 5796.659	DATE next day TIME less than 24 hours
know losing basically 85 percent of the	5.159	Jump to 5799.48	PERCENT 85 percent
episode there are probably three things	3.299	Jump to 5822.94	CARDINAL three
I would point to one	4.14	Jump to 5824.44	CARDINAL one
a second obviously online banking	6.579	Jump to 5845.1	ORDINAL second
expired I just want to make one last	3.539	Jump to 5943.12	CARDINAL one
you know we all said banking 101	3.719	Jump to 5961.48	CARDINAL 101
this is one minute off your time Senator	4.2	Jump to 5997.12	TIME one minute
blame on your predecessors blame on 2155	7.14	Jump to 6061.62	DATE 2155
the one entity or person that I didn't	4.44	Jump to 6071.88
I joined in middle of July of 2022. okay	6.901	Jump to 6095.639	DATE 2022
so about what about 10 months I haven't	4.38	Jump to 6099.54	DATE about 10 months
done the math it sounds like seven	3.179	Jump to 6102.54
months okay seven months ten months to	3.42	Jump to 6103.92	DATE months okay seven months ten months
on the 31 outstanding	6.119	Jump to 6146.52	CARDINAL 31
svb failed there were 31	5.16	Jump to 6165.36	CARDINAL 31
deficient one which means the firm is	5.94	Jump to 6215.34
the firm was subject to a 4M limitation	5.7	Jump to 6221.28
understanding which is the first level	5.1	Jump to 6236.82	ORDINAL first
it would have saved us all 35 billion	4.02	Jump to 6322.139
earlier this month when First Republic	5.1	Jump to 6345.42	DATE earlier this month GPE First Republic
in the country is about 200 billion	6.361	Jump to 6368.219	MONEY about 200 billion
dollars bigger than it was before 4. so	5.701	Jump to 6371.219	DATE 4
in order for the deal to go through two	5.52	Jump to 6374.58	CARDINAL two
do you know the first item on that list	4.04	Jump to 6420.3	ORDINAL first
supposed to consider the very first one	4.74	Jump to 6433.08	ORDINAL first CARDINAL one
banking system well one metric that	6.359	Jump to 6468.36	CARDINAL one
make a guess it's bigger eight eight	5.819	Jump to 6523.92	TIME eight eight
significantly bigger 14 times bigger	6.181	Jump to 6545.639	CARDINAL 14
by somewhere between nearly 800 percent	8.681	Jump to 6576.619	PERCENT between nearly 800 percent
and fourteen hundred percent more than	6.779	Jump to 6580.92	PERCENT fourteen hundred percent
system that would be eight times more	5.46	Jump to 6592.8	CARDINAL eight
system and let them grow by 200 billion	4.32	Jump to 6598.26	MONEY 200 billion
factors you named one	5.22	Jump to 6615.78	CARDINAL one
would not have been a wise one because	4.62	Jump to 6667.98
the death you had the risk you had one	4.079	Jump to 6697.08	CARDINAL one
banking system you are the one person	4.921	Jump to 6718.619	CARDINAL one
which one was the right one to go with	5.201	Jump to 6726.619
and which one presented more risk to the	4.86	Jump to 6729.42	CARDINAL one
metric you chose the one that gives us	4.98	Jump to 6734.28
some have uh said that as 2155 was the	6.839	Jump to 6817.38	DATE 2155
mentioned that he had 31 open mras or	6.421	Jump to 6834.659	CARDINAL 31
of MRA and mras three times the pure	6.781	Jump to 6874.739	ORG MRA CARDINAL three
had entered into a 4M obligation which	4.74	Jump to 6891.6	CARDINAL 4
the first level enforcement action a	3.9	Jump to 6901.08	ORDINAL first
earlier if I recall was sometime in 2022	6.36	Jump to 6917.4	DATE 2022
with uh probably 20 25 Banks represented	6	Jump to 7002.96	CARDINAL 20 25
not one of them took responsibility	4.681	Jump to 7056.599
I'll just give you you know one example	4.921	Jump to 7085.159	CARDINAL one
dated November 15th	4.739	Jump to 7092.42	DATE November 15th
the first line of the executive summary	5.28	Jump to 7100.76	ORDINAL first
November 15th it memorializes a	4.62	Jump to 7155.84	DATE November 15th
senior Executives on November 14th thank	4.679	Jump to 7160.46	DATE November 14th
on this we outlined some options the one	5.4	Jump to 7315.56	CARDINAL one
going over my time but I one final thing	2.821	Jump to 7359.119	CARDINAL one
we have to learn from it but one thing	4.859	Jump to 7368.84	CARDINAL one
um the failures of First Republic of	4.98	Jump to 7377.48	GPE First Republic of
second hat though and that second hat is	3.42	Jump to 7529.219	ORDINAL second ORDINAL second
supervisory role and there are two	2.761	Jump to 7531.139	CARDINAL two
efforts were rebuffed first I want to	5.04	Jump to 7555.5	ORDINAL first
know if this is true and then second if	6	Jump to 7557.96	ORDINAL second
just look at First Republic it was clear	4.079	Jump to 7650.54	GPE First Republic
been much better off had a buyer first	3.96	Jump to 7661.04	ORDINAL first
purchased First Republic rather than	3.301	Jump to 7663.199	GPE First Republic
13 billion dollars and that's not to	3.66	Jump to 7670.88	MONEY 13 billion dollars
mention the 22 billion the FDIC had	4.201	Jump to 7672.619	CARDINAL 22 billion ORG FDIC
25 years	4.14	Jump to 7718.4	DATE 25 years
years with CEO and CFO packages up to 30	4.161	Jump to 7781.639
2018. that injection sword thank you now	6.76	Jump to 7785.8	DATE 2018
Silicon Valley Bank and on on page 74	6.24	Jump to 7795.32	ORG Silicon Valley Bank CARDINAL 74
appropriate risk management that was one	5.22	Jump to 7890.84	CARDINAL one
through July of 2022 at a time when	4.22	Jump to 7922.76	DATE July of 2022
would be one thing if you had a private	4.5	Jump to 7946.76
Dodd-Frank 956 rules so I would just	4.98	Jump to 8013.48	PERSON Dodd-Frank
and there are six of you	6.659	Jump to 8088.54	CARDINAL six
and we only have five minutes to talk to	4.44	Jump to 8092.86	TIME five minutes
no one has ever fired	3.56	Jump to 8119.98
worked for one of your agencies she'd	5.779	Jump to 8133.42
with that characterization uh first of	4.741	Jump to 8332.679	ORDINAL first
I yield back my four seconds Mr chairman	6.3	Jump to 8363.7	TIME four seconds
yes that was one of the findings of the	5.779	Jump to 8419.08
report is that the 2019 tailoring rules	6.78	Jump to 8421	DATE 2019
thing in 2023. so you know what I'm	7.08	Jump to 8492.7	DATE 2023
Regional Banks uh that they uh first of	4.62	Jump to 8550.96	ORDINAL first
specific to 20 seconds I will interrupt	5.88	Jump to 8731.08	TIME 20 seconds
can follow up if we need to so first for	4.8	Jump to 8736.96	ORDINAL first
will the answer be three years from now	2.58	Jump to 8880.72	DATE three years from now
what will the answer be five years from	3.96	Jump to 8881.92	DATE five years
sometimes the length was six weeks	4.2	Jump to 8893.56	DATE six weeks
occur in four hours we probably should	5.34	Jump to 8903.7	TIME four hours
metrics could be the the three things as	4.26	Jump to 8938.5	CARDINAL three
grew too much too fast starting in 2019	5.82	Jump to 9062.34	DATE 2019
no one else held up the yellow card that	4.86	Jump to 9065.34
chair bar one of the more troubling	3.481	Jump to 9097.859	CARDINAL one
knew all along the trillion dollar Banks	5.22	Jump to 9103.56
signature and First Republic are held to	4.44	Jump to 9113.16	GPE First Republic
and the public again thanks to the six	5.28	Jump to 9126.06	CARDINAL six
question those questions or do one week	4.519	Jump to 9131.34	DATE one week
from today on Thursday May 25th	5.519	Jump to 9133.38	DATE today DATE Thursday DATE May 25th
to those questions for the record 45	5.101	Jump to 9138.899	CARDINAL 45
days from no more than 45 days from the	4.8	Jump to 9141.3	DATE no more than 45 days